ContractorsPro

Essentials and EssentialsPlus

Choose from: Contractors Pro Essentials and EssentialsPlus

A Package Policy With Built-In Flexibility

At Portage Mutual we realize that not all contractors are the same. For that reason, we’ve tailored our Contractors Pro package to incorporate a combination of coverages designed to meet the insurance needs of a variety of contractors including general contractors and specialized trades.

Contractors Pro offers two package options to choose from:

Essentials EssentialsPlus

Our Essentials package lives up to its name.

It’s designed for smaller operations where basic coverage is needed.

  • Property

    • Tool Floater (AR, 5 Yr. RC, 90% CO) $2,500 Max. Per Item*
    • Installation Floater

  • Commercial General Liability

    • Commercial General Liability (Occurrence Form)
    • Blanket Contractual Liability
    • Broad Form Property Damage
    • Cross Liability
    • Employees as Additional Insureds
    • Incidental Medical Malpractice
    • Medical Payments (Per Person)
    • Personal and Advertising Injury Liability
    • Tenant’s Legal Liability

  • Liability Coverage Extension

    • Broad Form Completed Operations
    • Contingent Employers Liability
    • Elevator Collision
    • Employee Benefits Liability Extension
    • Employers Liability
    • Non-Owned Auto
    • S.E.F. 94, S.E.F. 96, S.E.F. 99

  • Optional Coverages

    • Building (AR, RC, 90% CO)
    • Contents (AR, RC, 90% CO)
    • Crime Coverage
    • Earthquake Shock Endorsement
    • Flood Endorsement
    • Sewer Backup Endorsement
    • Third Party Extension

EssentialsPlus

This package covers all the basics plus it is specifically designed to cater to the needs of larger more complex operations that may need additional coverage.

  • Property

    • Contents (AR, RC, 90% CO)
    • Tool Floater (AR, 5 Yr. RC, 90% CO) $2,500 Max. Per Item*
    • Installation Floater
    • Contractor’s Equipment Floater (AR, 5 Yr. RC, 90% CO) $10,000 Max. Per Item*
    • Property Enhancement

  • Commercial General Liability

    • Commercial General Liability (Occurrence Form)
    • Blanket Contractual Liability
    • Broad Form Property Damage
    • Cross Liability
    • Employees as Additional Insureds
    • Incidental Medical Malpractice
    • Medical Payments (Per Person)
    • Personal and Advertising Injury Liability
    • Tenant’s Legal Liability

  • Liability Coverage Extension

    • Broad Form Completed Operations
    • Contingent Employers Liability
    • Elevator Collision
    • Employee Benefits Liability Extension
    • Employers Liability
    • Non-Owned Auto
    • Rip and Tear Coverage
    • S.E.F. 94, S.E.F. 96, S.E.F. 99

  • Optional Coverages

    • Building (AR, Replacement Cost, 90% CO)
    • Earthquake Shock Endorsement
    • TechAdvantage™
    • Flood Endorsement
    • Portage Green Endorsement
    • Sewer Backup Endorsement
    • Third Party Extension

  • Crime

    • I. Employee Dishonesty Coverage - Form A
    • II. Loss Inside Premises
    • III. Loss Outside Premises
    • IV. Money Orders/Counterfeit Paper Currency Coverage
    • V. Depositors Forgery Coverage
    • VII. Credit Card Forgery
    • VIII. Computer Fraud

Portage Mutual works with a network of insurance brokers across Canada. They are licensed professionals who work for your best interests and help you navigate the complexities of your insurance purchase.

Contact Your Broker

Coverages and limits are subject to change. This is a general description of coverages. Actual policy conditions govern.
For a complete description of coverages please consult your insurance broker or the policy wordings.