Commercial coverage
tailored to you.
From contractors to storefronts, explore coverage built specifically for your daily operations.
Coverages
A package policy with built-in flexibility
We offer two package options to choose from:
Essentials
Designed for smaller operations at an affordable price including coverages such as tools, installation floater, liability and limited optional property coverages.
Essentials Plus
Designed for more complex operations that might need additional coverage and higher limits. This package includes coverage for your property, tools, installation floater, crime, liability and property enhancement.
Working for your best interests
We realize that not all contractors are the same. As such, we’ve tailored our contractor package to incorporate a combination of coverages designed to meet the needs of a variety of contractors including general contractors and specialized trades.
Property
Protects your physical spaces, equipment and business interruption.
Crime
Protects against losses caused by theft, fraud, forgery, and more.
Liability
Shields your business from financial impacts of lawsuits, third-party injuries, or property damage claims.
Property enhancement
Specialized add-ons that extend your base coverage.
Ways to reduce your premiums.
Lowering your premium depends on the details of your situation. Because savings opportunities aren’t always apparent, your local broker is the best person to review your account and make sure you’re taking advantage of every discount you qualify for.
Helping you get back on track after a loss
Our office coverage is designed to be an all-in-one package for office settings and business owners while also allowing the flexibility to meet your unique insurance needs.
Property
Protects your physical spaces, equipment and business interruption.
Crime
Protects against losses caused by theft, fraud, forgery, and more.
Liability
Shields your business from financial impacts of lawsuits, third-party injuries, or property damage claims.
Property enhancement
Specialized add-ons that extend your base coverage.
Ways to reduce your premiums.
Lowering your premium depends on the details of your situation. Because savings opportunities aren’t always apparent, your local broker is the best person to review your account and make sure you’re taking advantage of every discount you qualify for.
Additional optional coverages
We offer a variety of aditional coverages for added protection. Contact one of our trusted broker partners to see what could be available to you.
Flood
Covers loss or damage from floods.
Earthquake
Covers loss or damage caused by an earthquake.
Sewer back-up
Covers loss or damage from sewer back-up of toilets and drains to name a few.
Cyber
Our cyber package is designed to help businesses and other organizations respond to a full range of cyber incidents. Our package enables your business to respond effectively if you suffer a cyber incident.
Tech Advantage - equipment breakdown
Covers losses resulting from the accidental breakdown of machinery and equipment that are typically excluded from a commercial property policy.
Green endorsement
Choose sustainable repair options with coverage for eligible green rebuilding costs.
The right company, the right coverage
We designed our realty package specifically for building owners while also giving it the flexibility to tailor coverage to your unique needs.
Property
Protects your physical spaces, equipment and business interruption.
Crime
Protects against losses caused by theft, fraud, forgery, and more.
Liability
Shields your business from financial impacts of lawsuits, third-party injuries, or property damage claims.
Property enhancement
Specialized add-ons that extend your base coverage.
Ways to reduce your premiums.
Lowering your premium depends on the details of your situation. Because savings opportunities aren’t always apparent, your local broker is the best person to review your account and make sure you’re taking advantage of every discount you qualify for.
Additional optional coverages
We offer a variety of aditional coverages for added protection. Contact one of our trusted broker partners to see what could be available to you.
Flood
Covers loss or damage from floods.
Earthquake
Covers loss or damage caused by an earthquake.
Sewer back-up
Covers loss or damage from sewer back-up of toilets and drains to name a few.
Cyber
Our cyber package is designed to help businesses and other organizations respond to a full range of cyber incidents. Our package enables your business to respond effectively if you suffer a cyber incident.
Tech Advantage - equipment breakdown
Covers losses resulting from the accidental breakdown of machinery and equipment that are typically excluded from a commercial property policy.
Green endorsement
Choose sustainable repair options with coverage for eligible green rebuilding costs.
Selection & service:
The winning combination
We realize that no two retail establishments are alike, which is why we designed our retailer package to provide protection that meets the specific needs of a variety of retail businesses along with the flexibility to tailor that coverage even further.
Property
Protects your physical spaces, equipment and business interruption.
Crime
Protects against losses caused by theft, fraud, forgery, and more.
Liability
Shields your business from financial impacts of lawsuits, third-party injuries, or property damage claims.
Property enhancement
Specialized add-ons that extend your base coverage.
Ways to reduce your premiums.
Lowering your premium depends on the details of your situation. Because savings opportunities aren’t always apparent, your local broker is the best person to review your account and make sure you’re taking advantage of every discount you qualify for.
Additional optional coverages
We offer a variety of aditional coverages for added protection. Contact one of our trusted broker partners to see what could be available to you.
Flood
Covers loss or damage from floods.
Earthquake
Covers loss or damage caused by an earthquake.
Sewer back-up
Covers loss or damage from sewer back-up of toilets and drains to name a few.
Cyber
Our cyber package is designed to help businesses and other organizations respond to a full range of cyber incidents. Our package enables your business to respond effectively if you suffer a cyber incident.
Tech Advantage - equipment breakdown
Covers losses resulting from the accidental breakdown of machinery and equipment that are typically excluded from a commercial property policy.
Green endorsement
Choose sustainable repair options with coverage for eligible green rebuilding costs.
Professional liability coverage
In additional to traditional retail business, we provide professional liability coverage for the following professions:
- Audiologists
- Funeral homes/Funeral Director
- Veterinarians/Animal Hospitals
- Pharmacists/Drug Stores
- Beauty Salons
- Aestheticians